Privacy Policy

Interpretation and Definitions

Interpretation

The words of which the initial letter is capitalized have meanings defined under the following conditions. The following definitions shall have the same meaning regardless of whether they appear in singular or in plural.

Definitions

For the purposes of this Privacy Policy:

• Account — A unique account created for You to access our Service or parts of our Service.
• Affiliate — An entity that controls, is controlled by or is under common control with a party, where "control" means ownership of 50% or more of the shares, equity interest or other securities entitled to vote for election of directors or other managing authority.
• Company — Referred to as either "the Company", "We", "Us" or "Our" in this Agreement — Tajdid company for financial technology, 2642, Prince Sultan Bin AbdulAziz, north Mather dist., 12314, Riyadh.
• Cookies — Small files placed on Your computer, mobile device or any other device by a website, containing browsing history details.
• Country — Saudi Arabia
• Device — Any device that can access the Service such as a computer, a cellphone or a digital tablet.
• Personal Data — Any information that relates to an identified or identifiable individual.
• Service — Refers to the Website.
• Service Provider — Any natural or legal person who processes the data on behalf of the Company; third-party companies or individuals employed to facilitate or analyze the Service.
• Usage Data — Data collected automatically, either generated by the use of the Service or from the Service infrastructure itself (e.g., the duration of a page visit).
• Website — Refers to Tajdeed, accessible from https://tajdeed.sa
• You — The individual accessing or using the Service, or the company or other legal entity on behalf of which such individual is accessing or using the Service.

Collecting and Using Your Personal Data

Types of Data Collected

1. Personal Data

While using Our Service, We may ask You to provide certain personally identifiable information, including but not limited to:

• Email address
• First name and last name
• Phone number
• Address, State, Province, ZIP/Postal code, City
• Usage Data

2. Usage Data

Usage Data is collected automatically when using the Service and may include:

• Device's Internet Protocol address (e.g. IP address)
• Browser type and version
• Pages of our Service visited
• Time and date of visit
• Time spent on pages
• Unique device identifiers and other diagnostic data

When accessed via mobile device, additional data may be collected including mobile device type, unique ID, IP address, mobile operating system, mobile browser type, and other diagnostic data.

3. Tracking Technologies and Cookies

We use Cookies and similar tracking technologies (beacons, tags, scripts) to track activity on Our Service. Technologies used include:

Cookies are either Persistent (remain when offline) or Session (deleted when browser closes). We use both:

Use of Your Personal Data

The Company may use Personal Data for the following purposes:

• To provide and maintain our Service, including to monitor usage.
• To manage Your Account — manage Your registration as a user and give access to Service functionalities.
• For the performance of a contract — development, compliance and undertaking of purchase contracts for products, items or services.
• To contact You — via email, telephone, SMS, or other electronic communication regarding updates, functionalities, contracted services, or security updates.
• To provide news, special offers and general information about goods, services and events similar to those You have already purchased or enquired about (unless opted out).
• To manage Your requests — attend and manage Your requests to Us.
• For business transfers — evaluate or conduct mergers, divestitures, restructuring, reorganization, dissolution, or other sale/transfer of assets.
• For other purposes — data analysis, identifying usage trends, evaluating effectiveness of promotional campaigns, improving Service, products, and marketing.

Sharing Your Personal Information

We may share Your personal information in the following situations:

• With Service Providers — To monitor and analyze use of our Service, and to contact You.
• For business transfers — In connection with any merger, sale of Company assets, financing, or acquisition.
• With Affiliates — With Our parent company, subsidiaries, joint venture partners or other companies under common control; affiliates are required to honor this Privacy Policy.
• With business partners — To offer You certain products, services or promotions.
• With other users — When You share information or interact in public areas, such information may be viewed by all users and publicly distributed.
• With Your consent — We may disclose Your personal information for any other purpose with Your consent.

Retention of Your Personal Data

The Company will retain Your Personal Data only for as long as necessary for the purposes set out in this Privacy Policy — including to comply with legal obligations, resolve disputes, and enforce legal agreements and policies.

Usage Data is generally retained for a shorter period, except when used to strengthen security or improve functionality, or when legally obligated to retain it longer.

Transfer of Your Personal Data

Your information may be processed at the Company's operating offices and in any other places where the involved parties are located. This means it may be transferred to — and maintained on — computers located outside Your state, province, country or governmental jurisdiction where data protection laws may differ.

Your consent to this Privacy Policy followed by Your submission of such information represents Your agreement to that transfer.

The Company will take all reasonably necessary steps to ensure Your data is treated securely, and no transfer of Personal Data will take place to an organization or country unless adequate controls are in place.

Delete Your Personal Data

You have the right to delete or request that We assist in deleting the Personal Data We have collected about You.

• Our Service may give You the ability to delete certain information from within the Service.
• You may update, amend, or delete Your information at any time by signing into Your Account and visiting the account settings section.
• You may also contact Us to request access to, correct, or delete any personal information You have provided.

Please note that We may need to retain certain information when We have a legal obligation or lawful basis to do so.

Disclosure of Your Personal Data

Business Transactions

If the Company is involved in a merger, acquisition or asset sale, Your Personal Data may be transferred. We will provide notice before Your Personal Data is transferred and becomes subject to a different Privacy Policy.

Law Enforcement

Under certain circumstances, the Company may be required to disclose Your Personal Data if required by law or in response to valid requests by public authorities (e.g. a court or a government agency).

Other Legal Requirements

The Company may disclose Your Personal Data in the good faith belief that such action is necessary to:

• Comply with a legal obligation
• Protect and defend the rights or property of the Company
• Prevent or investigate possible wrongdoing in connection with the Service
• Protect the personal safety of Users of the Service or the public
• Protect against legal liability

Security of Your Personal Data

The security of Your Personal Data is important to Us, but remember that no method of transmission over the Internet, or method of electronic storage is 100% secure. While We strive to use commercially acceptable means to protect Your Personal Data, We cannot guarantee its absolute security.

Links to Other Websites

Our Service may contain links to other websites not operated by Us. If You click on a third party link, You will be directed to that third party's site. We strongly advise You to review the Privacy Policy of every site You visit.

We have no control over and assume no responsibility for the content, privacy policies or practices of any third party sites or services.

Changes to this Privacy Policy

We may update Our Privacy Policy from time to time. We will notify You of any changes by posting the new Privacy Policy on this page.

We will let You know via email and/or a prominent notice on Our Service, prior to the change becoming effective, and update the "Last updated" date at the top of this Privacy Policy.

You are advised to review this Privacy Policy periodically for any changes. Changes to this Privacy Policy are effective when they are posted on this page.

Contact Us

If you have any questions about this Privacy Policy, You can contact us by email: Info@tajdeed.sa